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Loans

Loan decisions made locally. No fee to apply!

The Iuka State Bank is proud to offer a wide range of lending products and services to assist you with anything from business to home loans to automobile and personal loans.

Visit any of our convenient locations for more details.

 


 

Consumer Loans

We know that all sorts of financing needs can arise. Whether you are looking to hit the road with a new vehicle, make home improvements or refinance existing debt for better terms, The Iuka State Bank is here to help.

Credit Application
  • Auto
  • Boat
  • RV / ATV
  • Motorcycle
  • Home Improvement
  • Debt Consolidation and Refinance

Apply Now for Consumer Loan

Profile picture of Bailey Myers

Bailey Myers

Retail Loan Officer
bmyers@iukabank.com

618-548-9200

Bryan Coffey

Consumer Loan Officer
bcoffey@iukabank.com

618-548-9200

 


 

 

Mortgage Loans

Whether you are in the market for a new home or looking to refinance, The Iuka State Bank is here to help. We can help you sort out the options available and offer experienced and helpful mortgage advice.

  • Fixed Rate
  • Adjustable Rate
  • Home Equity Loans
  • Construction Loans
  • USDA Rural Development
  • Mortgage Refinance

Apply Now to Mortgage Loan

Michelle Crawford

NMLS #: 1932823
Mortgage Loan Officer
mcrawford@iukabank.com

618-548-9200

 


 

 

Commercial Loans

Our local businesses provide the goods and services that individuals, families and communities need, while helping to grow and develop our local economy. At The Iuka State Bank, we have demonstrated a strong commitment to supporting local businesses for over 100 years.

  • Real Estate Purchases
  • Working Capital
  • Equipment, Vehicle and Machinery Financing
  • Revolving Lines of Credit
  • Debt Consolidation and Refinance

Profile picture of Meredith Robb

Meredith Robb

Commercial Loan Officer
mrobb@iukabank.com

618-548-9200

 


 

 

Agricultural Loans

The Iuka State Bank has proudly served the financial needs of local farmers for over 100 years. Whether you are looking to purchase land to start or expand your operation, add or upgrade equipment or finance operating expenses, we offer practical and flexible solutions to meet your individual needs.

  • Real Estate Purchases
  • Equipment Financing
  • Revolving Lines of Credit
  • Debt Consolidation and Refinance
Profile picture of Tony Smith

Tony Smith

Agricultural Loan Officer
tsmith@iukabank.com

618-548-9200

 


 

 

Consumer Credit Cards

The Iuka State Bank offers a credit card for your unique needs. The Power of Community in Your Hands. Which card is right for you?

  • Visa Platinum – Low Rates
  • Visa Platinum Rewards – Travel & Merchandise
  • Visa Platinum Cash Rewards – Cash Back
  • Visa Community Builder – Credit Builder

Business Credit Cards

We offer a variety of cards, whether you prefer rewards, low fee, or corporate tools. The Power of Community in Your Hands. What do you want most?

  • Platinum Business – Low Rates
  • Platinum Business Rewards – Travel & Merchandise
  • Corporate – Expense Tools & Spend Controls

*Use your Preferred Points Card to earn points redeemable for rewards.