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Loans

Loan decisions made locally. No fee to apply!

The Iuka State Bank is proud to offer a wide range of lending products and services to assist you with anything from business to home loans to automobile and personal loans.

Visit any of our convenient locations for more details.

 


 

Consumer Loans

We know that all sorts of financing needs can arise. Whether you are looking to hit the road with a new vehicle, make home improvements or refinance existing debt for better terms, The Iuka State Bank is here to help.

Credit Application
  • Auto
  • Boat
  • RV / ATV
  • Motorcycle
  • Home Improvement
  • Debt Consolidation and Refinance

Apply Now for Consumer Loan

Photo of Bryan Coffey

Bryan Coffey

Consumer Loan Officer
bcoffey@iukabank.com

618-548-9200

 


 

 

Mortgage Loans

Whether you are in the market for a new home or looking to refinance, The Iuka State Bank is here to help. We can help you sort out the options available and offer experienced and helpful mortgage advice.

Apply Now to Mortgage Loan

Photo of Bailey Myers

Bailey Jean Myers

Mortgage Loan Officer
bmyers@iukabank.com

NMLS#: 2736938

618-548-9200

 


 

 

Commercial Loans

Our local businesses provide the goods and services that individuals, families and communities need, while helping to grow and develop our local economy. At The Iuka State Bank, we have demonstrated a strong commitment to supporting local businesses for over 100 years.

  • Real Estate Purchases
  • Working Capital
  • Equipment, Vehicle and Machinery Financing
  • Revolving Lines of Credit
  • Debt Consolidation and Refinance

 


 

 

Business Development & Agricultural Loans

For any emerging business needs, Tony is the expert to turn to whether you are looking to purchase land to start or expand your operation, add or upgrade equipment or finance operating expenses, or simply looking for a banker that will take the time out of their day to come personally visit your operation and evaluate what the best solution for your business’s problem may be.

Photo of Tony Smith

Tony Smith

Commercial, Business Development, & Agricultural Loan Officer 
tsmith@iukabank.com

618-548-9200

 


 

 

Consumer Credit Cards

The Iuka State Bank offers a credit card for your unique needs. The Power of Community in Your Hands. Which card is right for you?

  • Visa Platinum – Low Rates
  • Visa Platinum Rewards – Travel & Merchandise
  • Visa Platinum Cash Rewards – Cash Back
  • Visa Community Builder – Credit Builder

Business Credit Cards

We offer a variety of cards, whether you prefer rewards, low fee, or corporate tools. The Power of Community in Your Hands. What do you want most?

  • Platinum Business – Low Rates
  • Platinum Business Rewards – Travel & Merchandise
  • Corporate – Expense Tools & Spend Controls

*Use your Preferred Points Card to earn points redeemable for rewards.

Apply Now